First Independent - Descamps Insurance Agency Blog: homeowners
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Friday, July 18, 2014When you get a mortgage on your home, the lending company requires proof of insurance for the property because they are interested in protecting their investment. Regardless, you should also have homeowners insurance on your home to protect you in the event of a catastrophic event such as a fire, windstorm, hail or even a flood. READ MORE >>
Friday, June 20, 2014Summer is here and you may be counting the days until you head to the mountains or the beach for a few days of R&R. Remember, your home security shouldn't be on vacation as well. You may have adequate home insurance protection, but there are things you can do to help protect your property and keep your insurance premiums at a minimum. READ MORE >>
Wednesday, May 14, 2014No one likes to clean out gutters, but it’s a vital part of homeownership considering that gutters can accumulate over 200 pounds of debris each year. And, if you forgo the chore, you could be faced with much bigger problems, such as water damage, leaks and pricey gutter repairs/replacement. READ MORE >>
Friday, April 25, 2014Apart from very specific factors, most insurance companies will use the following factors when considering what rate to charge you for your home insurance. Age of home - If you have a new home, you can usually qualify for discounts. READ MORE >>