• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us
Call Us Today |
(888) 513-8784
Home

In Omnia Paratus…"Ready for all things!"


blue referral button
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Auto Insurance
    • Boat & Watercraft
    • Business Owner's Policy
    • Commercial Auto
    • General Liability
    • Home Insurance
    • Life Insurance
    • Pet Insurance
    • Product Liability
    • Workers Compensation
  • Blog
  • Make a Payment
  • Resources
    • Risk Management Center Login
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About First Independent - Descamps Insurance Agency
    • Our Locations
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO
INSURANCE
Read More
Boat Insurance BOAT &
WATERCRAFT
Read More
Business Insurance BUSINESS
INSURANCE
Read More
Homeowners Insurance HOME
INSURANCE
Read More
Life Insurance LIFE
INSURANCE
Read More
Other Insurance OTHER
INSURANCE
Read More
Home > Blog > First Independent - Descamps Insurance Agency Blog: home insurance
Share | | RSS Google Yahoo

First Independent - Descamps Insurance Agency Blog: home insurance

View the latest blog posts from First Independent - Descamps Insurance Agency.

Image of empty space
Wednesday, October 23, 2019

How Does Homeowners Insurance Work with HOAs?

If you’re shopping for home insurance, you might encounter a few unique options based upon your current living situation. A homeowners association, or HOA, residency is just one of these living situations. Not all HOAs feature multi-family buildings, and many (if not most) feature single-family homes. READ MORE >>

Image of empty space
Monday, June 10, 2019

Can Pet Insurance Be Transferred to a New Owner?

Pets are beloved members of any family’s household. You want to keep yours with you, happy and healthy, throughout their life. You might even carry pet insurance on the animal in case it needs emergency care. However, what happens if your pet can no longer live in your home, and you need to look for a new place for it to stay? READ MORE >>

Image of empty space
Monday, April 8, 2019

Does Home Insurance Cover Pest Damage

You have holes in your drywall. There are areas where it seems something chewed its way into your home. Or, your home’s wiring is not working properly due to some type of animal. It’s frustrating when this happens. Will home insurance help cover the damage a pest like this can cause? READ MORE >>

Image of empty space
Thursday, December 6, 2018

Home Insurance Coverage and Home Additions – Protecting Your Investment

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. READ MORE >>

Image of empty space
Wednesday, April 11, 2018

Safety Repairs to Consider When Moving

Moving to a new property brings with it a degree of unfamiliarity. After all, you will soon occupy a place where you haven’t spent a lot of time beforehand. What worked for the previous owner might not work for you. You might need to make certain improvements to the property to make it more secure  for your needs. READ MORE >>

Image of empty space
Tuesday, November 7, 2017

Check Your Roof Before Winter: Tips for Reducing Winter Roof Damage

The roof of your home protects it from winter weather. Before the season starts, take steps to ensure it is up to par. Careful planning helps ensure your roof does not suffer significant damage during winter. This can reduce the need to file home insurance claims. To achieve this, work with a licensed roofing contractor. READ MORE >>

Image of empty space
Tuesday, January 17, 2017

Lawn mower Safety Tips: How to Reduce Home Insurance Claims from Careless Accidents

Lawnmower accidents happen more often than most people realize. The United States Consumer Product Safety Commission says 800 children get hit by mowers each year. Of those children, 600 of them require an amputation. Every year, 75 people die as a result of accidents involving lawn mowers and riding mowers. READ MORE >>

Image of empty space
Friday, October 21, 2016

What Is Considered an Intentional Act in Home Insurance?

Home insurance provides extensive protection to property owners. If you own a home, whether or not you are carrying a mortgage on it, you have one of the best investments in your financial future in your hands. The key is protecting it. With the right type and amount of insurance, you can do that. READ MORE >>

Image of empty space
Thursday, March 24, 2016

Are Trees Putting Your Home at Risk?

Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. READ MORE >>

Image of empty space
Thursday, October 15, 2015

5 Ways To Reduce Home Insurance Costs

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. READ MORE >>

1 2 Next Last
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(35)
  • tips(26)
  • sterling heights(24)
  • coverage(19)
  • michigan(17)
  • home insurance(17)
  • auto insurance(16)
  • business insurance(15)
  • life insurance(12)
  • savings(9)
  • health insurance(8)
  • safety(8)
  • sterling heights mi insurance(6)
  • pet insurance(6)
  • homeowners(4)
  • workers compensation(3)
  • protection(2)
  • security(2)
  • home maintenance(2)
  • general liability insurance(2)
  • fire safety(2)
  • liability(2)
  • commercial auto insurance(2)
  • damage(2)
  • strawberies(1)
  • cucumber(1)
  • home(1)
  • prescription drugs(1)
  • teen drivers(1)
  • business budgets(1)
  • family(1)
  • diet(1)
  • storms(1)
  • final expenses(1)
  • millennials(1)
  • online security(1)
  • benefits of paid policy(1)
  • winter(1)
  • claims(1)
  • tomatoes(1)
  • deductible(1)
  • health insurance deductibles(1)
  • car parts(1)
  • sterling heights business insurance(1)
  • business(1)
  • discounts(1)
  • uninsured motorist(1)
  • animal injury(1)
  • business finances(1)
  • car insurance(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Fremont
EMC
Pioneer State Mutual
Frankenmuth
Mainstreet
Michigan Insurance
Nationwide
Chubb
elephant insurance logo
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

map icon
  • Sterling Heights Office
  • 14500 Lakeside Circle
  • Sterling Heights, MI 48313
  • Phone: 586.247.2220
  • Fax: 586.247.7570
© Copyright. All rights reserved.
Powered by Insurance Website Builder