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First Independent - Descamps Insurance Agency Blog: home insurance

View the latest blog posts from First Independent - Descamps Insurance Agency.

Pets are beloved members of any family’s household. You want to keep yours with you, happy and healthy, throughout their life. You might even carry pet insurance on the animal in case it needs emergency care. However, what happens if your pet can no longer live in your home, and you need to look for a new place for it to stay? READ MORE >>

You have holes in your drywall. There are areas where it seems something chewed its way into your home. Or, your home’s wiring is not working properly due to some type of animal. It’s frustrating when this happens. Will home insurance help cover the damage a pest like this can cause? READ MORE >>

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. READ MORE >>

Moving to a new property brings with it a degree of unfamiliarity. After all, you will soon occupy a place where you haven’t spent a lot of time beforehand. What worked for the previous owner might not work for you. You might need to make certain improvements to the property to make it more secure  for your needs. READ MORE >>

The roof of your home protects it from winter weather. Before the season starts, take steps to ensure it is up to par. Careful planning helps ensure your roof does not suffer significant damage during winter. This can reduce the need to file home insurance claims. To achieve this, work with a licensed roofing contractor. READ MORE >>

Lawnmower accidents happen more often than most people realize. The United States Consumer Product Safety Commission says 800 children get hit by mowers each year. Of those children, 600 of them require an amputation. Every year, 75 people die as a result of accidents involving lawn mowers and riding mowers. READ MORE >>

Home insurance provides extensive protection to property owners. If you own a home, whether or not you are carrying a mortgage on it, you have one of the best investments in your financial future in your hands. The key is protecting it. With the right type and amount of insurance, you can do that. READ MORE >>

Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. READ MORE >>

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. READ MORE >>

Most young children enjoy playing outside, and it's beneficial for them too. What looks like simply running and jumping is actually practicing motor skills essential to development. Many parents decide to invest in an outdoor playset for the backyard, as it not only provides children the opportunity to get exercise, but will entertain them for hours. READ MORE >>

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