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First Independent - Descamps Insurance Agency Blog Page 4

View the latest blog posts from First Independent - Descamps Insurance Agency.

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

Home insurance provides extensive protection to property owners. If you own a home, whether or not you are carrying a mortgage on it, you have one of the best investments in your financial future in your hands. The key is protecting it. With the right type and amount of insurance, you can do that. READ MORE >>

There’s a growing number of vaccinations that pre-teens and teens need to have. For many parents, these are somewhat new mainly because most parents didn’t have to receive them when they were younger. Perhaps you remember those days of having your infant child getting shots and you thought it was over then. READ MORE >>

As a business owner, you know launching a business is no small feat. You are responsible for hiring employees, carrying out meetings and ensuring that you have exposure to attract customers who need your services or products. All the while, you have to ensure that your business is protected using business insurance; otherwise, you may cripple your business financially. READ MORE >>

One of the biggest investments you will likely make in your lifetime is your home. Before you purchased your home, you took deliberate measures to ensure that you could afford your home. You saved for years for a down payment; you protected your credit to ensure your interest rate was low; you purchased homeowner’s insurance to ensure the structure and contents were protected. READ MORE >>

Do you think you do not need auto insurance? Many people hate making that payment because it seems like so much money that is being spent on something you do not use. Yet it provides a wide range of financial protection to you. In many cases, the type and amount of auto insurance you purchase can make a big difference in protecting you from accidents that are unavoidable. READ MORE >>

The statistics on childhood obesity are worrisome. In some cases, statistics indicate that as many as 10 percent of children age four to five are overweight, twice the amount from 20 years prior. As children get older, that number increases as well. Now, one in five kids between the ages of six and 11 are overweight. READ MORE >>

Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. READ MORE >>

Your job is to keep your customer's accounts and systems in good working order. More companies than ever are looking for ways to keep their clients and customers safe, but security risks continue to grow. Even large retailers have had customers’ credit card numbers stolen, and health insurance companies have experienced breaches of patient data. READ MORE >>

When selecting a life insurance policy, it's important to look at the facts. It's not easy to take the time to do so, but a few minutes invested now can help you ensure that your loved ones are well cared for if the worst occurs. One of the key decisions you will need to make is about the amount of coverage that’s ideal for your family. READ MORE >>

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