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First Independent - Descamps Insurance Agency Blog Page 4

View the latest blog posts from First Independent - Descamps Insurance Agency.

Many of us take medications to prevent health conditions from worsening. You likely wonder if your health insurance covers your prescription drug costs. The law requires almost all insurance plans have to offer prescription drug coverage. Some plan providers aren’t required to offer prescription coverage, but nearly all do. READ MORE >>

Lawnmower accidents happen more often than most people realize. The United States Consumer Product Safety Commission says 800 children get hit by mowers each year. Of those children, 600 of them require an amputation. Every year, 75 people die as a result of accidents involving lawn mowers and riding mowers. READ MORE >>

You want to make sure that you provide the best working environment for your employees. Strong insurance is part of the security your employees look for from their employer. It is likely your worst business nightmare to see an employee get hurt or sick on the job. READ MORE >>

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

Home insurance provides extensive protection to property owners. If you own a home, whether or not you are carrying a mortgage on it, you have one of the best investments in your financial future in your hands. The key is protecting it. With the right type and amount of insurance, you can do that. READ MORE >>

There’s a growing number of vaccinations that pre-teens and teens need to have. For many parents, these are somewhat new mainly because most parents didn’t have to receive them when they were younger. Perhaps you remember those days of having your infant child getting shots and you thought it was over then. READ MORE >>

As a business owner, you know launching a business is no small feat. You are responsible for hiring employees, carrying out meetings and ensuring that you have exposure to attract customers who need your services or products. All the while, you have to ensure that your business is protected using business insurance; otherwise, you may cripple your business financially. READ MORE >>

One of the biggest investments you will likely make in your lifetime is your home. Before you purchased your home, you took deliberate measures to ensure that you could afford your home. You saved for years for a down payment; you protected your credit to ensure your interest rate was low; you purchased homeowner’s insurance to ensure the structure and contents were protected. READ MORE >>

Do you think you do not need auto insurance? Many people hate making that payment because it seems like so much money that is being spent on something you do not use. Yet it provides a wide range of financial protection to you. In many cases, the type and amount of auto insurance you purchase can make a big difference in protecting you from accidents that are unavoidable. READ MORE >>

The statistics on childhood obesity are worrisome. In some cases, statistics indicate that as many as 10 percent of children age four to five are overweight, twice the amount from 20 years prior. As children get older, that number increases as well. Now, one in five kids between the ages of six and 11 are overweight. READ MORE >>

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